As a key member of the High Net Worth (HNW) new business underwriting team, you will collaborate closely with distribution channels to support business growth and align with the company’s strategic goals

What the role is?

• Assist in establishing and maintaining HNW underwriting guidelines and risk selection criteria to support new business development
• Working closely with internal stakeholder to provide customized solutions for pre-assessment and underwriting processes which balance risk management and business needs
• Ensure the accepted HNW business is profitable, and all underwriting activities are in full compliance with company standards and regulatory requirements of the respective regulator(s)
• Collaborate with offshore teams to deliver seamless end-to-end underwriting processes, supporting the enhancement of new business workflows and service quality with distribution channels
• Analyse underwriting data and market trends to support informed decision-making and optimize performance
• Deliver training on HNW underwriting to staff and distribution partners to support talent development

What we look for?

• Bachelor’s degree required; professional qualifications such as FLMI are preferred.
• 7-10 years of underwriting experience in the insurance industry, with strong exposure to HNW new business underwriting
• Strong understanding of life insurance products and underwriting principles
• Experience in Bermuda market underwriting is an advantage
• Prior experience in underwriting authority or leadership roles is an advantage
• Excellent analytical and problem-solving abilities
• Strong communication and interpersonal skills
• Proficient in English and Chinese, including Putonghua
• Competent in MS Word, Excel, PowerPoint, and Chinese word processing